Learn about credit scores, why they are important, and the effects they can have on your finances.
Log in MikeMike a year agoPosted a year ago. Direct link to MikeMike's post “Does checking your credit...” Does checking your credit score affect ur credit score? • (13 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “It shouldn't. Be aware, ...” It shouldn't. Be aware, though, that you only get a certain number of free checks every month or quarter. After that, you start to get charged for them. (20 votes) Shamil a year agoPosted a year ago. Direct link to Shamil's post “How do I keep my score co...” How do I keep my score consistently 850?. I know for a fact that having a score above 700 is already really good from reaading other questions and answers. However, I am a Muslim (A follower of the religion of Islam) and in my religion we should not pay any kind of interest because it is considered bad and it is a sin to do that. • (10 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Look into Islamic banking...” Look into Islamic banking, which helps people manage resources in ways consistent with Islam. Whatever an Islamic bank offers by way of a substitute for credit cards will serve you well and keep you Halal. JOANCE211 a year agoPosted a year ago. Direct link to JOANCE211's post “the fastest way to grow m...” the fastest way to grow my credit without a credit card. • (7 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “You could take a personal...” You could take a personal loan from the bank and pay it back on time and in full. You could have some work done on your house and, on a credit basis with the contractor, pay off the bill over a period of months. Both of these would grow your credit, but neither would likely give you a credit score. (14 votes) Tea 9 months agoPosted 9 months ago. Direct link to Tea's post “Hi! I'm 16 and I am going...” Hi! I'm 16 and I am going to start paying for my own gas soon. Are there any ways that I can start building my credit score now? • (5 votes) David Alexander 9 months agoPosted 9 months ago. Direct link to David Alexander's post “You build up your credit ...” You build up your credit score by doing the things that imply that you are trustworthy. If you have a job, you stick with it. If you have a credit card, you make your payments on time. Stuff like that. (10 votes) Sam a year agoPosted a year ago. Direct link to Sam's post “Will looking at your cred...” Will looking at your credit score ever impact your score? • (4 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “Look all you like. Be awa...” Look all you like. Be aware, though, that after the first few looks, they start to cost money. Stay within the limit of "free reports per month" or "per quarter". (10 votes) Latray Boldin a year agoPosted a year ago. Direct link to Latray Boldin's post “my question is how do peo...” my question is how do people maintain their credits from starting off small and making their way up to a better one? • (5 votes) Chris is Cool a year agoPosted a year ago. Direct link to Chris is Cool's post “Im pretty sure if they ju...” Im pretty sure if they just pay their loans, mortgages , cars and the such, on time and they do that consistently it will raise their credit. (4 votes) Elijah_Osmond 8 months agoPosted 8 months ago. Direct link to Elijah_Osmond's post “(rhetorical question) Dav...” (rhetorical question) David Alexander, how are you this awesome? • (6 votes) x.asper (bio) 10 months agoPosted 10 months ago. Direct link to x.asper (bio)'s post “I understand so far that ...” I understand so far that not paying important bills like rent, utilities, or loans can negatively affect your credit score, but what about smaller, less important bills, like Netflix or a gaming service? • (4 votes) David Alexander 10 months agoPosted 10 months ago. Direct link to David Alexander's post “If your netflix account i...” If your netflix account is in your name and paid by some sort of electronic transfer of funds, the record becomes part of what goes into your credit score. If, however, you're using your cousin's account and paying him cash every month, it's good for his score, but does nothing for or against you. So, how are you identified to the gaming service, and how do you transfer funds. If tracing the number gets back to you, then the record of payment is part of what goes into computing your score. (4 votes) MatthewS a year agoPosted a year ago. Direct link to MatthewS's post “how do i start growing my...” how do i start growing my credit score • (2 votes) David Alexander a year agoPosted a year ago. Direct link to David Alexander's post “You begin growing your cr...” You begin growing your credit score by getting a credit card, even an expensive one, and using it, BUT, be sure that you don't make any late payments, and see to it that you don't pay everything off as early as possible. Demonstrate that you can responsibly take care of what you have borrowed and pay it back on time. (8 votes) EmJ 6 months agoPosted 6 months ago. Direct link to EmJ's post “Do credit scores change d...” Do credit scores change depending on different countries? Or is it the same everywhere? • (3 votes) David Alexander 6 months agoPosted 6 months ago. Direct link to David Alexander's post “Different countries use d...” Different countries use different systems. The one you are seeing in this course is common in the USA. If, for example, you want to know the parallel system in Syria, Zimbabwe, Kiribati or Luxembourg, you'll have to ask there. (6 votes)Want to join the conversation?
Do those bills also affect your score in as much a negative way, or is it proportionate to the bill size?
